Your Drug Plan is Essential

Medicare helps pay for your prescription drug costs. However, drug coverage is not automatic like hospital coverage and doctor coverage (Parts A & B). If you want prescription drug coverage you must enroll in a Medicare Part D plan. As you might be aware, the most wide sweeping changes to Medicare in recent history revolve around Part D coverage. This is because the most frequently heard … More about Part D coverage
Medicare Supplement Plans are Standardized, but Premiums Are Not!

Medicare Supplements -- also known as Medigap -- are health insurance policies sold by private insurance companies to fill the coverage gaps in your Original Medicare plan (Medicare Part A and Part B). To purchase a Medicare Supplement you must be Medicare-eligible and be enrolled in Original Medicare. Medigap policies don’t work with any other type of health insurance, including a Medicare … More about Medicare Supplement plans
Get Complete Coverage with a Medicare Advantage Plan

Medicare Advantage ("Part C") offers additional insurance coverage that fills the gap between Medicare coverage and complete coverage. For most seniors, Medicare alone takes care of about eighty percent of all health care needs. A Medicare Advantage plan may take care of the rest. The real benefit of Medicare Advantage is that it combines all of your coverage for hospital stays, doctor … More about Medicare Advantage
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